Senior Credit Analyst(005660)
- Professional expertise in the team to provide relevant analysis and recommendations of credit risk assessments to meet and exceed service standards expected.
- Provide optimized solutions and transparency to stakeholders on credit risk management core processes such as reviewing customer risk, risk mitigation approach, prolongation approval and debt collection.
- Ensure Global/Regional/Hub projects or processes implementation in China.
- Initiate new solutions (e.g., digital solutions) to improve process optimization and data transparency.
= Main Tasks =
- Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests of credit reviews.
- Proactively improve relevant KPIs with close monitoring; escalate to the team leader or related stakeholders if the customer’s situation becomes worsened.
- Timely monitor portfolio development to classify facilities and execute risk mitigation plan.
- Strongly support assigned projects implantation related credit risk management; Participate and contribute to local BU strategy / business steering discussions in areas of key customer management, credit risk management and early warning signals.
- Present analysis, findings and recommendations to service recipients, and related stakeholders.
= Job Requirements =
- Education: Bachelor's degree or above in Finance, Accounting, Business Administration discipline, ACCA, CIMA, CMA or equivalent professional qualification is preferred
- Working Experience: 5-8 years' relevant experience in credit risk management or finance analysis areas
- Process strong analytical with attention to details, solution oriented, and teamwork sprit
- Good written & oral communication skills in both Chinese and English
- IT techniques (e.g., Macro, Python etc.) is a plus
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A unique total offer: you@BASF
At BASF you get more than just compensation. Our total offer includes a wide range of elements you need to be your best in every stage of your life. That’s what we call you@BASF. Click here to learn more.
A unique total offer: you@BASF
At BASF you get more than just compensation. Our total offer includes a wide range of elements you need to be your best in every stage of your life. That’s what we call you@BASF. Click here to learn more.
Working at BASF: We connect to create chemistry
We are proud of strong history of innovation, which has helped make us who we are today – the world's leading chemical company. Every day, our global team of over 120,000 individuals work together to turn visions for sustainable solutions into reality by connecting with one another and sharing our knowledge.
The right people are crucial for our sustainable success. We aim to form the best team by bringing together people with unique backgrounds, experiences and points of view. Our differences make us stronger and more vibrant. And an open, creative and supportive work environment inspires us to achieve exceptional results.
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SHANGHAI,CN,200000